Disconnect your system!
Isolate your system from your network and/or the internet. Most infected systems will place code to re-infect if some or all parts of the virus are removed. Using tools like Malwarebytes, TotalAV and Glary's Utilities.
The "Cloud is actually a bunch of servers!
In a redundant setup, your data is stored on other computers. Make sure your data is encrypted, and that you have the key. In otherwords, you cannot get the data back if you forget the key. (Unless you don't care about others seeing your data)
Google Photos is a great place to share family photos and albums. You can even sync your phone to it, for automatic uploads.
Working remotely can be challenging. Thing you need.
Phishing is a process of sending emails that look legit from fake people, in an attempt to get you to click on a bad link.
Always hover over the link or right click on it, to read where the link will be going. If it is from StarTech Labs and the link goes to sallysrumsales.com/xfrjskl/am.js. Then don't click on it!